Budget Smarter. Save More. Enjoy Life.
Pocket Watch rewards financial discipline and helps you save on travel, shopping, and more so you can enjoy life without breaking your budget.
How It Works
How Pocket Watch Works
Build your budgeting habit.
Check in daily to review and update your budget, build streaks, earn XP, and hit milestones that make financial discipline second nature.
Get real-time guidance.
Your AI assistant helps you adjust budgets, plan upcoming events, and make smarter money decisions in the moment.
Earn real-life rewards & discover top deals.
As you stay consistent, Pocket Watch's AI agents deliver personalized rewards and one-of-a-kind deals — helping you save more on travel, shopping, and everyday experiences.
Features
Powerful Features
Budget Guidance
Guided Budgeting That Adapts to You
Pocket Watch goes beyond tracking. We help you make real-time adjustments, plan upcoming events, and set realistic goals that match your financial reality — guiding you every step of the way.
Gamification
Make Money Management Feel Like a Game
Turn budgeting into a habit through streaks, XP, and challenges. Build consistency, hit milestones, and unlock real-life rewards as you master your finances — one check-in at a time.
AI Financial Assistant
AI That Helps You Spend Smarter, Not More
Our AI doesn't just summarize and analyze transactions — it acts on your behalf. From negotiating better travel deals to finding discounts on the things you love, Pocket Watch helps you enjoy life while staying on budget.
Mission
Closing the Global Wealth Gap
Our goal is to help people build lasting financial habits and gain personalized financial guidance — contributing to a world where economic mobility, happiness, and financial freedom are possible for everyone.
Team
The team behind Pocket Watch
George Cristaff
Co-Founder/ CEO
Accountant, Product Strategist, and Community Builder with a background in sales and financial consulting (ex-Deloitte). George has directly helped 100+ individuals in underserved communities build and manage personal budgets. He’ll lead product vision, growth, and operations
James Kanyiri
Co-Founder/ CTO
Full-Stack Engineer and AI Architect, James has built scalable systems and AI products across fintech, logistics, and education. Winner of the 2025 Unstructured MCP Hackathon, he developed an AI-powered financial tool for Kenya’s mobile money ecosystem. James leads technical architecture, AI integration, and system scalability.